As 2018 draws to an end, I am saying a lot of goodbyes and am adding new hellos. Here it goes:

Goodbye to anyone whom I have contacted and tried to stay in touch and is always “busy”.
Hello to everyone who knows that friendships and relationships are a two-way street

Goodbye to toxic people who assume, who judge, who let their inflated egos influence people around them and in doing so destroy them.
Hello to the amazing people out there who I will stay in touch with, who I will include in my life in 2019.

Goodbye  to the non listeners, to the know-it-all, to the negatives.
Hello to the sharers, to the passionate, to the fighters for a better humanity.

Goodbye to the dead ends in life.
Hello new beginnings and new adventures.

Goodbye  to gossipers, to back stabbers, to fake people.
Hello  to real people, real friends, and the ones who stand by each other and help pick each other up.

And HELLO to the relentless pursuit of happiness, success, real relationships, friends, and kindness.

Happy New Year to all


  • Mariella Stockmal

    Operations & Risk Management Executive

    I combine many years of experience and strategy to create results across various functions from eCommerce, Finance, Operations, and Risk. Skills and Experience: * Operations & Office Management * Finance, Fraud Management and Safety Measures creation to protect brands and companies. * Claims, Disputes and Chargebacks (Vantiv, Braintree, Ethoca, PayPal, Shopify, Global Collect, Adyen etc.) * QuickBooks and Bookkeeping * Policy Creation specific to an organization’s goals * Ability to solve problems * Desire to learn new things * Passion and adaptability * Slack, Zoom, G-Suite, and other office/business software * Accustomed to handling sensitive, confidential records. * Diplomatic and tactful with professionals and non-professionals at all levels * Word, Excel, Google Drive, Social Media * Fully equipped home office for remote work assignments * Languages: Greek, German, English, conversational French and Italian Job History: Owner at Business And Risk Management Jan 2018 – Current Blog about Business, Risk, Finance and Fraud Protection. Risk Manager, TrackR September 2015, January 2018 Protected the company from fraud and unauthorized transactions. Brought chargeback rate down from 17% to 0.3%. Also worked with QuickBooks online doing reconciliations and entering data. Chargebacks – Claims Manager, FastSpring December 2011 – September 2015, Santa Barbara, CA Worked closely with co-founders, managed Fraud and Chargebacks, and worked with QuickBooks. Created policies, updated back end to portray proper sales/refunds. COO, Music Education - Music Performance Risk Management and Policy Creation, Financial management. Operations Manager at Santa Barbara International Film Festival Office Operations Management, policy implementation. COO, D. Kallonas & Son. Ltd. Policy creation, overall Company operations, international travel and finance