Most travelers have heard that if we use the right credit card to earn points from everyday purchases, we can earn free flights, hotels and even full vacations.

But it’s really, REALLY overwhelming for a beginner to jump into the world of travel credit cards. So, according to specialist views, we chose to crack it down.

What is the best chase credit card?

Fortunately, one card is actually agreed by the experts: the Chase Sapphire Preferred Card.

Sure, other cards fulfill more particular objectives: some— such as Starwood and Marriott’s cards — are best off getting free evenings with a particular restaurant group, and others— especially American Express and Visa Signature — are renowned to provide great roadside help on vehicle travel. But the Chase Sapphire is regarded the finest by near-industry professionals for simplicity, a large prize when you sign up and a small price to get began. Why?

There are no transaction fees from abroad.

For each buy you create overseas, some other credit cards will pay you a two to three dollar premium. It’s not the Chase Sapphire.

The first year of the ticket is available.

Most credit cards charge an annual fee for owning the card— typically between $45 and $100. During your first year, many cards waive the fee, and Chase Sapphire is one of them worth nothing.

It comes with a big bonus to sign up.

Credit card businesses like to attract passengers soon after they sign up for the card with significant prizes rewards. According to NerdWallet, Chase Sapphire has “one of the best sign-up bonuses in the business,”

You will receive a prize of 50,000 marks if you invest $4,000 within three months of starting an application. That’s an airfare worth approximately $650 or the cost of a well-priced round trip to Europe. If you bring another cardholder to your register within three months of registering, you will receive an extra 5,000-point reward.

You’re going to get double the travel and dining points.

You will receive one star for every dollar you pay with most credit cards. Some coins— like the Premier Rewards Gold Card of American Express and some of the U.S. Bank FlexPerks tickets— offer you double or triple scores on certain kinds of transactions, such as airfare, grocery or petrol sales. Chase Sapphire makes things extra lucrative by offering double points for any travel or dining-related purchase that most travelers do frequently.

With a broad spectrum of restaurants and flights, you can use marks.

With most programs, by ordering straight through the portal of the credit card company, you will redeem your hard earned marks for rides and restaurants. But Chase Sapphire allows you to transfer your points to a variety of frequent flier and hotel loyalty programs and use them for your “buck.” instead. For example, you can transfer your Chase points to points and miles with frequent flier programs from Southwest and United. Doing so gives you a much higher value per point than the credit card company would have booked. It’s worth mentioning that before you move credits into it, you’ll need to be a part of a rewards program, but you can generally sign up for free and on – the-spot, writes Zach Honig, editor-in-chief of The Points Guy.

Naturally, for beginners, many other travel credit cards make great options. And transport specialists claim various card registrations are appropriate as soon as you charge them off on moment.

Do you need more assistance to get began? Check out these easy-to-read start tips from The Points Guy and Million Mile Secrets to get a start on your tips match.