It’s a basic human need to feel safe in all aspects of our lives and it’s one threshold we’re not willing to top or compromise on. After fulfilling our basic needs for breathing, eating, drinking and sleeping, we strive for safety in our homes, in our partner’s arms, at work and in our financial dealings.
Leading a more secure life covers many areas and here are several precautions to take in order to feel safer.
Be internet safe
If you tend to overshare on social media and you commonly use the same passwords for all website, you can easily be targeted by cybercriminals. Being safe online is a wise precaution to take and you should be aware of the risks as the attacks are becoming more frequent. They range from phishing to highly organised crime and information theft. Whether you are just doing social media for your business or it’s for personal use, you should avoid putting too much information out there.
To be on the safe side, never click on a link you didn’t expect. If you do, your PC might get infected with malware that will allow the attacker to access your accounts and possibly empty your bank account. Try to use different passwords for different websites and always use anti-virus software. Also, shop only on secure sites and never store your credit card details for future. It’ll only take 90 seconds of your time to type in your details each time and it’ll be well worth it.
Buy insurance
When you have invested so much in yourself, your education, work, family and home, it’s only natural you would want to do anything you can to protect it and keep it safe. In addition to getting life insurance, it’s wise to consider taking out a home and contents insurance that combines in one your home and everything in it. In this way, you’ll be able to sleep soundly and go about your daily business knowing your home is protected from inside out in extreme weather, fire, accidents, crime and even civil unrest.
Invest in your pension
Another part of your financial responsibility is investing in your pension. Experts advise young people to put away as much as 125 of their income in order to have a comfortable retirement. If governments continue raising the retirement age as life expectancy increases, people born in 2050 might have to wait till they’re 84 to collect their pension!
For many young people, the idea of working until their seventies is very unpleasant and for manual workers, it can even be a physical impossibility. Therefore, you should come up with a plan to start saving as soon as you can as even a small monthly saving can make a big difference in your future financial freedom.
Be smart about finances
Being well informed about finances is an important step in leading a secure life and building your own wealth. You need to be honest with yourself and very specific with your financial goals. Also, you should learn how to spend and how to save your money.
However, if you ever find yourself in a difficult position, know that there is a way out. Make inquiries and do your research about favourable personal loans. This could be a lifesaver as these loans are smaller than mortgage, there’s no need for a deposit or collateral, and are most often used for personal use, debt consolidation or larger expenses like weddings, car purchase or holidays.
Nurture your relationships
Having the support of your family, close friends and your peers can significantly contribute to your personal feeling of happiness, satisfaction and security. Stable connections and the feeling of belonging have a very positive effect on our mental health and overall well-being. Reach out to your friends, rekindle old friendships and do your best to maintain contact with people who love you and care about you. Each bond you build, whether it’s romance or friendship, offers a different kind of acceptance, comfort and security.
Life can be scary at times, but going through life being frightened with every step you take will leave you overwhelmed and deprive you of joy. In this state of anxiety, you won’t be able to live your life the way you’ve always imagined it. However bad things become, you can not only survive, but thrive as well. With the tips listed here, you can create a more secure life that will allow you to make your dreams come true!